Summer in Alabama is a perfect time for a road trip. Don’t hit the road, however, without proper auto insurance. You don’t want to be caught unprepared in the event of an accident or breakdown on the road. Auto insurance from Hapbridge Insurance will protect you against unexpected mishaps that may occur on Alabama roads - big and small.
Whether you’re driving around town, or crisscrossing the state, consider the following essential auto coverage:
Collision coverage protects you against crashes. If you collide into another car or swerve off the road and hit a tree during a rainstorm, collision insurance helps cover repairs to your vehicle.
If your car is stolen or vandalized, this coverage compensates you for your loss, up to the limits of your policy. It also covers damage to your vehicle from inclement weather, falling objects, and animal strikes.
You may get sideswiped by an uninsured motorist or hit and run driver while on the road, leaving you to foot the bill for injuries. UM insurance protects you against these incidents to save you from paying out of pocket.
Auto liability insurance is the only coverage required in Alabama by law. It covers injuries and property damage of other drivers in accidents you cause.
If you’re responsible for causing an accident, you’ll probably be held liable for injuries and damages. Liability insurance protects your assets by covering medical and property damage costs. Liability also covers the cost of a lawsuit if the other driver sues you. The more assets you have, the more liability coverage you need to protect you from financial loss.
In the event of a breakdown, roadside assistance covers the cost of towing your vehicle to the shop, so you’re not left stranded far from home.
For year-round auto insurance protection that you can trust, contact Hapbridge Insurance, serving residents in Vestavia Hills, AL, and surrounding communities.
While our office is located in Vestavia Hills, AL, we serve all of Alabama