Motorcycle Insurance

The best protection possible is necessary if you plan on cruising through the suburbs of Alabama or riding the open roads on your motorcycle. We offer motorcycle insurance here at Hapbridge in Vestavia Hills, AL that are unique to fit your needs. We provide policies that feature comprehensive, collision, and liability options. If you are pulled over or involved in an accident and don’t have insurance, you can face hefty fines.

Motorcycle Insurance Requirements

First and foremost, all riders and motorcycle owners are legally required to carry at least liability motorcycle insurance in the state of Alabama. Riders must possess at least $25,000 for bodily injury coverage per person, $50,000 bodily injury coverage per accident, and $25,000 for property damage coverage per accident. You can always opt-in for more coverage if you don’t want to settle with the bare minimum.

Motorcycle Insurance Additional Coverage

You can choose from any of the following coverage options to protect your motorcycle:

• Bodily injury - Motorcycle insurance coverage can help cover the costs to pay for another person’s loss of income and medical bills if you are at fault of an accident that results in another individual being injured.
• Uninsured/underinsured - This policy will help protect you against other drivers who either do not have any insurance at all or who lack the funds to cover damages or injuries that they are at fault of.
• Property damage - Damages to another person’s property or vehicle are both covered under this policy if you are at fault of an accident.
• Collision - If your bike is leased or financed, this policy may be required.
• Comprehensive - Damages to your bike resulting from theft, weather, vandalism, or falling objects are covered through this policy.
• Medical payments - Your medical costs resulting from an accident will be covered regardless of who is at the fault of the accident.

Contact Us

If you need motorcycle insurance, contact our Hapbridge office for a quote today.

While our office is located in Vestavia Hills, AL, we serve all of Alabama