If you’re renting a house in Alabama, consider purchasing a renter’s insurance policy to protect your valuables. Here’s how a renter’s policy from Hapbridge Insurance can benefit you.
Renters insurance in Alabama offers various types of coverage to protect your interests as a renter. These include:
- Property Coverage – Property insurance protects your belongings. If any of your goods are stolen or damaged in a covered peril, property insurance will help you recuperate your loss. Covered perils generally include disasters like rainstorms, lightning strikes, tornadoes, and fire.
- Liability Coverage – This insurance protects you against liability claims that may arise when people have accidents on your rental property. If a friend burns his hand while helping you cook dinner or your pup bites the FEDEX man when he’s delivering a package, liability insurance will help cover their medical costs. This saves you from having to pay these costs out of your pocket.
- Additional Living Expenses – There may come a time when you have to leave your rental home due to disaster damage. This coverage will help pay for the cost of a hotel, dining out, and other extra expenses while you’re away from home.
Importance of Renters Coverage
You never know what will happen when you rent a home. Unexpected break-ins, accidents, fire, and severe weather conditions are common risks that renters face, just like homeowners. By protecting you against these risks, renter’s insurance can save you from losing costly goods or dipping into your savings to pay for their replacement cost.
To learn more about renter’s insurance options and costs, call or visit your Hapbridge Insurance agent today.
While our office is located in Vestavia Hills, AL, we serve all of Alabama