Umbrella insurance is a great option to have when it comes to providing an additional limit of liability coverage over and beyond your current limits. This is beneficial for both auto insurance, homeowner’s insurance, and other policies. Umbrella insurance is a policy that is considered a “stand-alone” option. We provide umbrella insurance coverage here at Hapbridge for those interested in providing with an extra blanket of protection.
While umbrella insurance is not required legally in Alabama, many people purchase it who own a lot of assets. If you own property, have other assets or significant savings, own things that can result in injury lawsuits, you may want to consider obtaining an umbrella policy. Landlords, coaches of kids’ sports, and inexperienced drivers in households should also obtain umbrella insurance.
Most umbrella policy limits start at $1 million. You have the option of raising your coverage to $2 million or more if you’d like.
While our office is located in Vestavia Hills, AL, we serve all of Alabama